Saturday, June 30, 2012

Apple SVP of hardware engineering Bob Mansfield retiring"

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Thursday Highlights: Rejoicing the in the streets thanks to rumor that Apple making "one of the largest changes to the world's biggest music store" in the near future, touted to be geared for iCloud and music sharing?reports in our Apple/Macintosh, and OS X sections; meanwhile, Apple ponies up $2.6 million for a bond to protect against a successful appeal by Samsung of Galaxy Tab sales injunction; China Labor Watch says Apple's entire supply chain is characterized by "deplorable working conditions", beyond Foxconn's factories; don't forget MobileMe is gone for good this Sunday!; Pierre Igot explores crashing issue in Adobe InDesign CS6; Cult of Mac previews Mountain Lion Server; five years ago Friday, iPhone was as an "uncertainty" only to become a "runaway hit" providing "the blueprint for the modern day smartphone"; Google anticipating education demand for Chromebooks will nudge out Apple, Microsoft from schools; ZDNet's James Kendrick uncovered what may be a damper for folks looking to buy a used Verizon iPad 4G, the prepaid data plan does NOT transfer to a new owner; an $89 million tax break will help Apple build a data center in Reno, NV; Virgin Mobile now carrying iPhones; report from DigiTimes suggests there are no signs in the supply chain that iPhone 5 is in production; Apple applies for patents covering GarageBand, text input using speech data, and others down in our Hardware/Software section; PC Magazine pits Google's Nexus Q against Apple TV, and guess who's back! The OS X Modbook, coming soon in a Pro model; looking for an ultrathin keyboard-cover for your iPad, The Next Web reviews Logitech's Ultrathin Cover; Bento 4 for iPad "useful" and provides "a glimpse of independent mobility".

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"Apple SVP of hardware engineering Bob Mansfield retiring"" The Verge 6:06 PM

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  • "Mansfield Retiring from Apple"?TidBITS?5:56 PM
  • "'Hokey' Kim Dotcom case a threat to the net: Apple co-founder"?Associated Press?7:12 PM
  • "'Who needs an app store?' Five years of iPhone: The iPhone has evolved?and altered the course of the smartphone industry."?Ars Technica?4:38 PM
  • "iPhone to Lead Smartphone Charge in 2013"?PC Magazine?4:26 PM
  • "The original iPhone -the blueprint for the modern day smartphone"?Network World?11:29 AM
  • "Apple's iPhone turns 5 on Friday: June 29 marks fifth anniversary of iPhone launch" [Slideshow]?MarketWatch?8:40 AM
  • "Activating 5.6 million units per day"?asymco?8:07 AM
  • "How Samsung is eating western Europe's mobile phone market: Apart from the Korean company, only Apple is managing to thrive, while Nokia has seen its share of both featurephones and smartphones dive since its announcement of the shift away from Symbian"?The Guardian?8:52 AM
  • "Apple's Core Market Is Under Attack! Is Apple about to lose its luster as the electronics supplier of choice for schools? Google would like to think so. The search king says Chromebooks have become a popular PC and Mac alternative for the nation's school systems."?The Motley Fool?8:19 AM
  • "Google takes Nexus step against Apple: Undercuts mini-iPad release, Nook and Kindle"?Boston Herald?8:16 AM
  • "Google's Chrome browser comes to Apple's iPhone"?CNNMoney?4:24 PM
  • "Google claims Chrome is the world's most popular browser: Apple targeted with Chrome and Drive builds for iOS"?The Register?4:38 PM
  • "Prepaid Apple iPhone available now from Virgin Mobile"?MobileBurn?8:52 AM
  • "T-Mobile confirms iPhone users on next-gen network will keep legacy data plans"?9 to 5 Mac?8:11 AM
  • "Is Your Customer a Mac or a PC? You might want to find out: Orbitz shows higher-priced deals to Mac users because they tend to spend more. But be careful with the data you find."?Inc.?4:37 PM
  • "National Weather Service to send severe weather warnings directly to smartphones"?The Verge?8:22 AM
Non-Apple News
  • "RIM looks to BB10, software licensing for survival"?AppleInsider?6:17 PM
  • "Vizio rolls out XVT Cinemawide 21:9 aspect ratio TV"?TG Daily?11:29 AM
  • "Amazon Will Reportedly Launch A 10-Inch Quad-Core Tablet Alongside New Metal-Clad 7-Inch Fire"?TechCrunch?11:26 AM
  • "North Korea Is Allegedly Building Its Own Tablet, The Samjiyeon"?TechCrunch?11:26 AM
  • "Red Hat Aims Its Cloud at Bigger Rival VMware"?TheStreet?11:52 AM
  • "Red Hat CEO Jim Whitehurst Weighs in on Strategy, Oracle and Growth"?IDG News Service?11:11 AM
  • "The rock, paper, scissors playing robot that never loses"?Los Angeles Times [Paid Membership Required]?10:56 AM
  • "Amazon Said To Add Social Features For Tablet Digital Games"?Bloomberg?10:13 AM
  • "Google adds movies, TV shows and magazines to Google Play store"?Los Angeles Times [Paid Membership Required]?10:57 AM
  • "Google Glass Designer Gives Us An Up Close Look"?ABCNews?10:08 AM
  • "Google App Engine Gets Ready For Business: Google platform now hosts one million active applications; Release 1.7.0, unveiled at Google I/O, to add business-friendly features."?InformationWeek?10:01 AM
  • "Vodafone nabs newly departed T-Mobile USA chief"?CNET News?9:55 AM
  • "Analysts to focus on layoffs, inventory when RIM releases results"?The Globe and Mail [Free Registration Required]?10:49 AM
  • "RIM earnings preview: Bleak, disappointing, 'terrible'"?CNET News?9:55 AM
  • "Want affordable OLED TVs? Don't hold your breath, Panasonic says"?CNET News?9:53 AM
  • "Samsung Electronics faces concerns in U.S., China"?MarketWatch?9:29 AM
  • "Nokia releases Windows Phone update for Lumia 800 and 710"?IDG News Service?10:24 AM
  • "Nokia's secret Linux team is looking for refuge"?GigaOM?9:09 AM
  • "Microsoft Dreams up Tablet-Gesturing for Future Surface Devices"?Patent Bolt?7:31 AM
Publications/Podcasts
  • "Ted Landau Gives WWDC Perspective and Delivers Speculation on Apple's Future"?MacNotables?3:27 PM
  • "The iMore show 300"?iMore?8:37 AM
  • "Upstream supply chain sees no sign of Apple starting mass production of new iPhone in July"?DigiTimes?10:24 AM
  • "August iPhone 5? Not so fast, maybe, say supply chain sources"?Tapscape?10:30 AM
  • "Apple's iTunes Expansion is Just Scratching the Surface in Asia"?The Next Web?7:56 AM
  • "Apple Opens iTunes Store in China & Early iPhone Rumors Dashed"?Patently Apple?7:31 AM
  • "Battery issues arise in Apple's development of next iPhone - rumor"?AppleInsider?8:01 AM
  • "Apple reportedly facing a battery challenge with the next iPhone"?iDownload Blog?9:17 AM
  • "Next MacBook Air could cost just ?662: The price of Ultrabooks could feasibly decrease to $859 (?552 ex VAT, ?662.40 inc VAT) this year"?Macworld UK?8:37 AM
  • "iOS app placement functionality coming to Apple TV"?AppleTell?8:36 AM
Apple Patent Applications
  • "Apple's Retina Display Patent Comes to Light"?Patently Apple?1:00 PM
  • "Apple Files Patents for GarageBand, Multiple Camera Sensors & New Optical Display Coatings"?Patently Apple?8:05 AM
  • "Apple Files Patent For Text Input Using Speech Data"?MacNews?9:29 AM
  • "Apple Patent Is For An Universal Interface For Info Retrieval"?MacNews?9:29 AM
  • "Apple wants to improve autocorrect by detecting typing speed, word intent"?AppleInsider?8:01 AM
AppleCare/Helps
  • "Apple releases a plethora of printer driver updates: Apple's drivers are available via Software Update"?MacFixIt?6:15 PM
  • "Is your new MacBook Air crashing frequently? Blame Google Chrome"?9 to 5 Mac?9:27 PM
Price Trackers/Deals
  • "Jurassic Park: The Game 1 HD For iPad Is Temporarily Available For Free (Normally $6.99)"?Apple Sliced?9:14 AM
  • "Sketch Paper Camera For iPhone and iPad Is Free Right Now (Previously $0.99)"?Apple Sliced?9:14 AM
  • "Parking Lot By Crustalli For iPhone and iPad Is Free Today (Was $0.99)"?Apple Sliced?9:14 AM
  • "MacBook Air Prices & Sales"?MacPrices?8:26 AM
  • "iPad (2012) Prices & Sales"?MacPrices?8:26 AM
  • "Apple MacBook Air Buyer's Guide -Up To $400 Off -Models, Prices And Information"?MacReviewZone?7:31 AM
  • "Apple AirPort Express Base Station Price Tracker -Up To $30 Off -Prices, Deals, Reviews And Information"?MacReviewZone?7:31 AM
  • "Best Selling Mac Scanners -From $100 To $496 -Prices, Reviews And Information"?MacReviewZone?7:31 AM
  • "Special Offer On BatchOutput For Microsoft Word, Excel, And PowerPoint At TheMacBundles"?TheMacBundles?7:32 AM
  • "PadGadget Daily App Deal ? 22 iPad Apps on Sale"?PadGadget?8:35 AM

Deal Brothers Daily Deal: Mac mini 2.5GHz dual-core Intel Core i5:? $1189.00 Delivered


  • "Cassandra: Friday Review -The Weekend Arrives"?eXtensions?9:40 PM
  • "Apple's Senior VP of Hardware Engineering, Bob Mansfield, is retiring"?TUAW?7:48 PM
  • "Five years in, the iPhone's greatest legacy: Its apps"?CNET News?4:35 PM
  • "Will Google's Nexus 7 prod Apple into producing an iPad Mini? In 2010, Steve Jobs said a 7-inch screen wasn't sufficient for making great tablet apps. With the rumored iPhone 5 in the wings and a flimsy business rationale, an iPad mini is unlikely to surface."?CNET News?4:35 PM
  • "Dollar for Dollar, No One Updates You Like Apple"?Low End Mac?4:33 PM
  • "5 Strategies for Marketing on the iPad"?Mashable?4:26 PM
  • "37-second observation: how Samsung and Apple pitch products"?ZDNet?11:59 AM
  • "The MacBook Retina Display ? Pros and Cons"?Amsys?10:23 AM
  • "John C. Dvorak: Why I Said The iPhone Was Going To Bomb"?Cult of Mac?9:35 AM
  • "Buzzblog: Wrong? Dvorak blames his 'getting screwed over' by Apple"?Network World?9:34 AM
  • "Will Microsoft Save RIM From a Certain Death to Beat Apple?"?TheStreet?8:50 AM
  • "Google's Nexus Won't Be Able To Dethrone Apple"?Seeking Alpha?10:06 AM
  • "Google disproves Apple's claims that devices can't be built in US: Google experimenting with manufacturing hardware in US, proves to Apple that it can be done"?Macworld UK?8:38 AM
  • "Slap an Apple Logo on Your Tablet; People Will Love It"?TheStreet?8:16 AM
  • "Send In The Clowns: How Apple's Competitors Are Cloning Each Other"?PixoBebo?7:32 AM
  • "Bill Gates Is Right. And Wrong. Devices Have A Horrible Track Record (and especially his devices)"?Mac 360?7:32 AM
Non-Apple
  • "Hidden Dimensions: What Google's New Tablet Tells Us, on The Surface"?The Mac Observer?4:39 PM
  • "Why BYOD Is A Disaster Waiting To Happen For Schools"?Cult of Mac?4:31 PM
  • "Prevailing Cloud fears mostly unfounded"?ZDNet?11:46 AM
  • "Do Kids Need an Internet Tablet?"?Wired?11:43 AM
  • "We need to be careful when arguing the case for video conferencing technology"?V3?11:36 AM
  • "Want to hide digital traces? Try using mobile privacy app Wickr"?Techworld?11:28 AM
  • "Verizon's new plan changes game: Smartphones and computers share data plans under the new pricing scheme. But critics say some users could end up paying more."?Minneapolis Star-Tribune?11:00 AM
  • "The long death of fat clients"?InfoWorld?10:47 AM
  • "Asus Transformer Pad Infinity TF700 Review"?HotHardware?10:44 AM
  • "Sony Xperia Ion: Entertainment-Filled, but Running on Empty"?AllThingsD?9:28 AM
  • "For Google, hardware is the new black"?ZDNet?11:45 AM
  • "Google+ Updates: Tablet Optimization, Events, and History API"?PCWorld?11:12 AM
  • "The Android IQ test: How much do you really know about the fastest-growing mobile OS? Whether you're an Android newbie or a guru, some things about Google's OS may surprise you"?InfoWorld?10:46 AM
  • "When Will You Get Android 4.1 'Jelly Bean?'"?PC Magazine?11:08 AM
  • "Android 4.1 Jelly Bean: Does It Measure Up? Google's newest OS sports fewer new features than previous updates. Instead, Android 4.1 focuses on improving core features and making the platform faster."?InformationWeek?10:02 AM
  • "Solving the mystery of why Android tablets have flopped"?Houston Chronicle?10:44 AM
  • "Is Google's Nexus 7 just another Android tablet?"?TG Daily?11:29 AM
  • "Google's Nexus 7: 'Just Another Android Device'"?Daily Ticker?9:42 AM
  • "Google vs everyone: an epic war on many fronts"?GigaOM?9:08 AM
  • "Watch Video of Google I/O's Day 2 Keynote Live Here"?PCWorld?11:11 AM
  • "8 Reasons Why Mimi Would Sell Microsoft and Dump Steve Ballmer"?Money Morning?11:31 AM
  • "Print is Dead? Not so Fast."?Forbes?8:44 AM
  • "Hands-on with new Google+ tablet app and events features (video)"?The Verge?8:42 AM
  • "We'll Store Over 1/3 Of Our Digital Content In The Cloud By 2016"?MacNews?8:30 AM
  • "Why is Microsoft's Surface Obsessed with Keyboards"?Tech.pinions?8:25 AM
Humor/Cartoons
  • "Comedian Louis C.K. on the iPhone and iCloud [Video]?iClarified?12:01 PM
  • "iPhone Hands On Review, Five Years Later"?Gizmodo?8:38 AM
  • "Cthulhu Saves the World tops iPhone Games of the Week"?Appolicious?6:15 PM
  • "Griffin's Kiosk iPad mount now available | TUAW - The Unofficial Apple Weblog"?TUAW?5:15 PM
  • "Peel Announces AllPlay TV, A Remote Control For Netflix, DVR, And (Eventually) More"?TechCrunch?4:28 PM
  • "Schwab Launches Advisor App for the iPhone(R)"?Business Wire?4:27 PM
  • "This iPhone Case Can Float Like a Boat"?Mashable?4:26 PM
  • "Google touts release of 'Safari-ized' Chrome for iPhone, iPad: Confirms that browser is Google UI wrapped around Safari's rendering and JavaScript engines"?Computerworld?6:55 PM
  • "Google polishes iOS, adds Chrome trim"?BetaNews?4:37 PM
  • "Chrome for iOS is live and ready for download, here's what you need to know"?The Next Web?4:30 PM
  • "Google Brings Chrome to App Store for iPhone & iPad"?The Mac Observer?3:27 PM
  • "Google Plus coming soon to the iPad"?TUAW?12:10 PM
  • "(Fake) Hacking on the iPad With Uplink"?Wired?11:59 AM
  • "Introducing Modbook Pro, World's Most Powerful and Largest-Screen Tablet Computer: Modbook Inc. Announces New Mac-Based Pen Tablet Computer ? Highly Portable, 13.3-Inch Modbook Pro Set to Ship in Early Fall."?PRWeb?10:30 AM
  • "Just Mobile Ltd., the leading brand of mobile accessories, today, announced the global launch of the Just Mobile GumTM, redefining pocket-sized power packs for mobile devices."?just|mobile?9:21 AM
  • "Jennifer Lopez, CAA Launch iPad Dance App"?PC Magazine?9:16 AM
  • "HGTV Launches Free App 'HGTV SHELF' Available for Download on Apple? iPad?"?Business Wire?8:47 AM
  • "Horn, The Next Title From Phosphor Games"?148Apps?8:41 AM
  • "Hit Desktop Game Dynamite Jack Explodes Into iOS With Brand New iPad Version"?App Advice?8:37 AM
  • "SmartRadar Apple Pack Brings Social Networking to the Road"?LAPTOP Magazine?8:37 AM
  • "Safari Download Manager For iOS Finally Gets Support For iOS 5 [Jailbreak]?Cult of Mac?8:07 AM
  • "Instagram for iOS receives major update: 'Explore tab', visual tweaks"?It's All Tech?8:04 AM
  • "2 Million Astrowings Fans Rejoice - Astrowings 3: Icarus Launches"?prMac?7:59 AM
  • "Alien Vision Simulator - See the world as you never seen before"?prMac?7:59 AM
  • "Astral 3D Worlds 1.0 for iOS - Available for Download: Free for 5 Days"?prMac?7:59 AM
  • "Basket - A Grocery List, Free for iOS: Convenience App with iCloud Sync"?prMac?7:58 AM
  • "Genius Scan for iOS Receives Update - Now Available for Android"?prMac?7:58 AM
  • "Guess the Character 2.0 - Guess Who? Game for iPhone and iPad"?prMac?7:58 AM
  • "Never Miss Interesting Twitter Content Again with Plume 1.0 for iPhone"?prMac?7:58 AM
  • "Octavian Music Theory iOS App Progresses to Version 2.0.0"?prMac?7:58 AM
  • "Pay it Forward iPhone App Provides Gentle Reminder"?prMac?7:58 AM
  • "Popular Kids App, Lola's Math Train Releases Lite Version"?prMac?7:58 AM
  • "Sign Off for iPad Lets Users Create Custom Email Signatures"?prMac?7:58 AM
  • "Theater - Appracadabra 1.0: New Kid's App by Award Winning Publisher"?prMac?7:58 AM
  • "Vote ClayWare - Pad Bracket iPad Wall Mount at Mission: Small Business"?prMac?7:58 AM
  • "Votely for iOS Helps Make Decisions With Input From Friends"?prMac?7:58 AM
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Source: http://www.macsurfer.com/redirr.php?u=701880

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Chinese Junk Property Bonds Offer Great Value: Pros

US News

Page 1 of 3 | Next Page
Show Entire Article

Despite Risks, China Property Junk Bonds Attractive

CNBC.com | June 29, 2012 | 12:42 AM EDT

Despite the fall in China?s property prices over the past eight months and growing worries over the financial health of its developers, investment strategists tell CNBC they are bullish on junk bonds issued by the country?s large real estate firms.

?(Chinese) property bonds are some of the best opportunities out there - they offer 10 to 20 percent yield,? Eddie Tam, Chief Investment Officer at hedge fund Central Asset Investments told CNBC.

?In our analysis, most, if not all of the developers will be able to repay or refinance their debt. They have the most straight forward and valuable assets ? land ? it is simple and doesn?t depreciate. I think the risks are overstated,? he said, adding that sales momentum is picking up after falling in the first four months of the year.

Data in recent weeks have hinted at a turnaround in the property sector. Earlier this month, China?s National Bureau of Statistics reported that May home sales rebounded for the first time this year, rising 19 percent to 375.7 billion yuan ($59 billion) from April.

?Despite the bearishness about the property market, it?s still the asset class of choice in China. Buyers are responding well to the price cuts (by developers), sales are holding up pretty well,? Tam said.

Page 1 of 3 | Next Page
Show Entire Article

Source: http://www.cnbc.com/id/48007950?__source=RSS*tag*&par=RSS

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Friday, June 29, 2012

Aircraft Charter May be Cheaper than Regular | Anytime Airport Shuttle

Aircraft Charter May be Cheaper than Regular photoThough it may appear initially that private aircraft are a corporate luxury, they can actually save a business traveler money in some circumstances. Aircraft charters offer security, safety, flexibility and convenience.

First of all, to travel anywhere on short notice, be prepared to pay several times as much as you would if you had booked an economy ticket a few weeks ahead of time. Unfortunately, in today?s fast moving business world, executives often do not have more than a few days notice of where they will be needed. So to be fair, when comparing the cost of a private or charter plane, the cost per traveler should be compared with the cost of a first-class ticket, not the standard economy fair.

In addition, work and meetings can take longer than expected to complete, so it can be difficult to plan the return trip at the time of ticket purchase. And one-way tickets, aside from being even more expensive, can lead to lengthy, aggressive security searches due to terrorist profiling by airport security. To be competitive, today?s management team cannot be restricted by the inflexibility of airline schedules and ticket bookings.

Also, commercial flights may simply not be available at the time desired. With tight budgets, airplanes are overbooked, so even if the traveler is prepared to pay for a top-class ticket, the seats may already be all booked. With an aircraft charter you can set your own schedule, and aircraft charters can be changed or rescheduled on short notice.

With an aircraft charter your business schedule becomes the flight schedule. Charter flights allow the traveler to avoid the check-in an security lines, missed connections and the long drives to locations far away from the major airports. Also, factor in the overnight stays due to poor connections. This leads to hotel and restaurant expenses, as well as productive business time lost. Aircraft charters allow more sales calls, more time to manage your business and ultimately more leisure and family time.

With security searches, constant distraction and movement of valuable items such as laptops, cellphones and business papers, be prepared for theft and loss on commercial airline trips. Trips on charter aircraft are much more organized and relaxed, allowing the business traveler to manage equipment better. With a private jet charter the chances of losing luggage are almost non-existent.

It is possible to host a private meeting on board aircraft charter since the only passengers on the aircraft are the staff or invited guests. Computers and paperwork are much easier to handle without the logistical problems of cramped seats and poor power sources, not to mention the distractions caused by fellow passengers.

The film, entertainment and fashion industries have been using charter aircraft for years. Due to high costs of moving production teams between locations, charter aircraft are extremely cost effective. They offer the advantage of traveling from one point to another in a shorter period of time, without scrambling to reassemble at connection points, and safe transport of cameras and other expensive equipment.

Professional athletes have long used aircraft jet charter for their special needs. Their schedules are uncertain so an aircraft jet charter must always be available for early or delayed departures. Many amateur athletes have also been taking advantage of an aircraft jet charter when the need arises due to the same concerns and possible schedule conflicts. Also, bulky sports equipment sometimes causes problems on commercial flights so an aircraft jet charter would probably be required. Airlines are toughening the regulations for overweight luggage,and some types of sports equipment may be too large. Charter aircraft allow extra space for cargo, and staff are available to assist with loading and unloading.

Clubs, organizations and associations may find a private jet charter a more convenient and even cheaper way to travel. When dealing with a group, there is a great time saving together with the reduction of stress and frustration. A private jet charter facilitates the check-in process by avoiding long security lines and facilitating baggage check in. For a large group, a charter aircraft may be less expensive that individual tickets. Next time your group needs to travel together check out the costs of a private jet charter.

Aircraft charters are becoming known as the preferred option for an increasing number of business travelers. Seasoned charter travelers already know the value of an aircraft charter. Drive your car up to the charter aircraft lot and park within a few steps of the departure lounge, and enjoy a more streamlined and relaxed travel experience on your own charter aircraft for the same or, sometimes, even less cost.

Source: http://www.anytimeairportshuttle.com/2012/06/aircraft-charter-cheaper-regular-2.html

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Financial Woes? Check Out This Great Article For Personal ...

If you have trouble maintaining and balancing a traditional checkbook, look into doing it digitally. Whether you are most comfortable using a web site, a software program, or a mobile app, you can find the tools you need to manage expenses, figure interest, create a savings plan and follow a budget.

You can increase your money by saving up the coins that you collect in your pockets. Use your change to buy lottery tickets or small items you need. You can also take your coins to a change machine once you have a jar full of pennies.

If you don?t feel comfortable selling, don?t do it. If your stock is performing well, hold off on making any moves. You can watch your stocks that aren?t doing as well in the meantime.

Clearing your house of older, unused items is a great way to earn a bit of extra money. Also, talk to neighbors to find out some of the items that they would like to sell. You can be as entrepreneurial as you want during a garage or yard sale.

Remember to do your taxes at a time that is right for your personal situation. If you know you have a refund coming, file as soon as possible. Those who owe money should wait closer to April 15th to file.

What about a credit card with rewards? Those who pay their credit card debt off fully should definitely consider this. Rewards cards are a great way to earn cash back, air miles, and save on other expenses as well. Think about the type of rewards that would benefit you the most and compare them.

If a family member is looking to purchase an item, but it costs too much for them to buy on their own, they might be able to convince the family to chip in. Items such as a bigger TV that the whole family will enjoy, should be a part of family discussions about the budget, and children should be included in the conversation.

To keep your finances in check it is important to avoid going into to debt with credit cards. Always think twice and maybe even a third time before charging anything on your credit card. Think about the length of time a particular purchase will take in order to be paid. If it will take you in excess of one month to fully pay and the item is something you can live without anyway, leave it in the store.

Many people spend a significant amount of money trying to win the lottery. Instead of doing this, the money should be channeled to serious investments. This is a better option because it will grow over time versus being wasted on a gamble.

Although it takes some foresight and a willingness to sacrifice convenience, you?ll find it does save you money to make use of only the ATMs operated by your bank or other financial institution. Financial institutions have heavy monthly and per-transaction fees if you use other ATMs, and those can build up fast.

Buying a home can actually save you a lot of money. Yes, you?ll have to pay the mortgage and utility bills each month; however, you?ll eventually pay off the home If you pay monthly rent, you will never have anything to show for your money.

The easiest way to grow your own wealth is to live below your means. By developing proper spending procedures, you will begin to save money for the future. Your income should always exceed your expenses.

Keep at three months income in this kind of fund. Simply invest ten percent of each paycheck into a high yield account regularly.

To effectively manage your personal finances, make sure that you utilize tax planning. Consider investment opportunities offered by your employer to invest pre-tax dollars in qualified plans. Keep money that is pre-tax for medical bills, etc. You should also use 401k matching programs your employer offers to employees. Putting your money away for retirement or medical costs is a much wiser use of funds than spending it on gadgets, after all.

You could give homemade presents for Christmas to save money. You can save hundreds of dollars around the holidays by reducing spending at department stores. Think of creative ways to cut costs, and show your friends and family your artistic side.

If you can identify the information in this article that applies to your situation, you can use it to organize your finances and deal with whatever situation you are in. It may take some time to improve your finances, but even small steps will help, and you may even find you sleep a little better at night!

Credit Card Tips For When You Travel

Having a proper understanding of how something works is absolutely essential before you begin using it. Credit cards are no different. If you haven?t learned a thing or two about what to do, what to avoid and how your credit affects you, then you need to sit back, read the remainder of this article and get the facts.

When it comes to credit cards, always try to spend no more than you can pay off at the end of each billing cycle. By doing this, you can help to avoid high interest rates, late fees and other such financial pitfalls. This is also a great way to keep your credit score high.

Take advantage of the fact that you can get a free credit report yearly from three separate agencies. Make sure to get all three of them, so that you can be sure there is nothing going on with your credit cards that you may have missed. There may be something reflected on one that was not on the others.

When making purchases with your credit cards you should stick to buying items that you need instead of buying those that you want. Buying luxury items with credit cards is one of the easiest ways to get into debt. If it is something that you can live without you should avoid charging it.

Be sure to limit the number of credit cards you hold. Having too many credit cards with balances can do a lot of harm to your credit. Many people think they would only be given the amount of credit that is based on their earnings, but this is not true.

You have read a lot here today about how to avoid common mistakes with credit cards, and also the best ways to use them wisely. Although there is a lot of information to learn and remember, this is a good starting point for making the best financial decisions that you can.

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Source: http://turnkeyloans.com/personal-finance/financial-woes-check-out-this-great-article-for-personal-financial-help-2/

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Landis and Hamilton part of Armstrong doping case

(AP) ? Lance Armstrong's legal team says Floyd Landis and Tyler Hamilton, former Armstrong teammates who have admitted using performance-enhancing drugs, are part of the U.S. Anti-Doping Agency's efforts to prove the cyclist doped during his record-setting career.

A letter sent from Armstrong's attorneys to USADA on Wednesday said the agency's alleged evidence against Armstrong includes previously disclosed Landis emails and Hamilton's 2011 interview with "60 Minutes." Both men accused Armstrong of doping.

Armstrong says he's innocent and stresses that he's passed more than 500 drugs tests. USADA has said at least 10 former Armstrong teammates and associates will testify against him. The agency has said it would keep their names confidential to protect them from intimidation.

The letter was the first mention of specific names behind the allegations that Armstrong cheated while winning the Tour de France every year from 1999-2005.

In 2010, Landis wrote an email to USA Cycling chief Steve Johnson alleging he participated with Armstrong in a complex doping scheme when they were teammates. Hamilton's interview with "60 Minutes" aired in May 2011 during a federal criminal investigation into doping allegations against Armstrong. The two-year probe ended in February with no charges filed.

USADA's case against Armstrong is now before an agency review board to determine if there's enough evidence to charge him with violations that could result in a lifetime ban from the sport and strip him of his titles. Armstrong, 40, retired from cycling in 2011.

If USADA files charges, the case goes to an arbitration panel to determine Armstrong's guilt.

The latest letter from Armstrong attorney Robert Luskin questioned whether USADA has violated its own rules in presenting evidence and whether the agency's statute of limitations had passed.

Luskin also attacked the credibility of Landis and Hamilton while in urging the USADA review board to recommend dismissing the case.

Landis won the Tour de France in 2006 but was later stripped of his title for steroid use. He first denied doping, then later acknowledged using performance-enhancing drugs during his career.

"Mr. Landis is an admitted, proven liar," Luskin wrote.

Travis Tygart, USADA's chief executive officer, said in a statement his agency was complying with the wishes of the review board.

The board "has expressed concern about the potential for intimidation and retaliation against USADA's witnesses and as part of their review, has asked USADA to only provide additional evidence of doping that is already in the public domain.

"USADA will continue to follow the established procedures that are compliant with federal law and were approved by athletes, the U.S. Olympic Committee, and all Olympic sports organizations."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-06-28-Armstrong-Doping/id-665dc315537946d2944f26d795ad657f

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Thursday, June 28, 2012

Project Butter improves Android 4.1's speed to a silky-smooth 60FPS

Project Butter

As part of its unveiling of Android 4.1 Jelly Bean, Google has unveiled Project Butter, a major effort to squash Android's frequent problems with device lag, as well as Systrace to help diagnose performance. Project Butter lets the CPU and graphics run in parallel, rather than crash into each other, and has a big impact on both real and perceived speed: the entire interface runs at 60 frames per second on sufficiently fast hardware. Graphics are now triple-buffered to keep scrolling and transitions humming along, and the processor will swing into full gear the moment you touch the screen to keep input lag to a minimum. Systrace, in the meantime, will help developers stamp out what performance hiccups remain. The tracing tool will be a part of the Jelly Bean SDK, so every coder can get an app running in tip-top shape.

Project Butter improves Android 4.1's speed to a silky-smooth 60FPS originally appeared on Engadget on Wed, 27 Jun 2012 12:48:00 EDT. Please see our terms for use of feeds.

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The Nexus 7 is real, see it now! (or you could see it then)

We won't talk. You can watch it in peace. 

Update - Looks like Google caught us. No matter, we've got some screengrabs that will be here momentarily. 

Android Central

Android Central

Android Central

Android Central

Android Central

Android Central



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Helmets but no pilots: Mystery deepens in plane shot down by Syria

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Wednesday, June 27, 2012

Jamal Lewis the Latest Pro Athlete to File for Bankruptcy | Lawyers ...

Jamal Lewis

Former Baltimore Ravens running back Jamal Lewis filed for bankruptcy protection in April but failed to provide required financial documents or appear for a mandatory interview with court officials. (AP Photo/John Amis, File)

Former National Football League star running back Jamal Lewis, 32, has filed for bankruptcy protection in Georgia, saying that he can?t pay $10.6 million in debts.

Lewis broke into the league with a splash in 2003, running for 295 yards in the Baltimore Ravens? home opener in the stadium that had just been rechristened M&T Bank Stadium for the company that had bought the naming rights. Today, though, M&T Bank is one of the creditors listed in Lewis? court documents for a $350,000 judgment on a defaulted loan.

M&T Bank is among the companies saying that Lewis didn?t repay loans that he took out to finance several real estate ventures and a trucking company, as well as for houses and cars.

After filing for bankruptcy, however, Lewis failed to submit required financial records to the federal bankruptcy court in Atlanta and also didn?t appear for a scheduled interview with court officials. The bankruptcy trustee then asked the court to either dismiss Lewis? case or convert it from Chapter 11, which allows the creation of a repayment plan, to Chapter 7, which would allow the sale of his $14.4 million in assets to pay off the creditors.

A hearing has been scheduled for July 10.

?

Financial Woes All Too Common for Pro Athletes


If Lewis? financial woes have a familiar ring, it?s because stories of millionaire athletes having difficulty handling their money have become commonplace. In 2009, Sports Illustrated reported that nearly 80 percent of NFL players are in financial trouble within two years after retirement.

Attorney Timothy Liam Epstein, who chairs the Sports Law Practice Group at SmithAmundsen in Chicago, considers the Sports Illustrated finding ?not at all surprising.?

Timothy Liam Epstein

Epstein says there are a variety of reasons why so many professional athletes encounter financial problems.

First, he says, while their annual salaries are huge, their careers typically last only a few years and they often haven?t learned how to budget their money for their post-career lives.

?Exacerbating the problem, athletes often hire family or friends to manage their money and put too much trust in them,? Epstein says. ?This often leads to disastrous consequences, and the story is all too common. The person entrusted with managing the athlete?s finances is either not looking out for the athlete?s best interest or [is] equally na?ve when it comes to management of a professional athlete?s lifestyle.?

?Another reason, he says, is that young athletes are too often easy prey for companies that are seeking financial backing because they are ?rich, young, and often less educated.?

In addition, Epstein points out, young professional athletes face peer pressure to adopt a free-spending lifestyle that?s seen as emblematic of being a successful player.

?The trouble is that they are living this lifestyle without much knowledge or regard for the long-term financial consequences and often with no financial planning whatsoever. With proper financial counsel, athletes should have a general idea of what they are worth and how much they are spending, but the reality is that many are unadvised or misadvised, which is often worse.?

?

Epstein: NCAA should do more

?Which raises the question: Should agents, leagues, teams, or the NCAA take greater responsibility in providing some degree of financial guidance to pro or pro-bound athletes?

According to Epstein, in recent years the NFL and NCAA have recognized the problem?at least to a certain extent?by partnering to host a ?Life Skills Education and Professional Development Summit? for the purpose of assisting student athletes? off-field personal and professional development. And he said this year?s summit produced a plan to develop a program called ?Banking on a Bright Future,? which would focus on financial literacy topics, ranging from budgeting to investment to retirement planning.

But he believes the NCAA and member schools could do more.

?There is no reason why the NCAA could not mandate financial courses similar to the program proposed at the NFL-NCAA summit,? he says. ?Educating future professional athletes at a younger age will instill a sense of responsibility and impute greater knowledge of financial prudence that will provide a much stronger foundation for future financial stability.?

The reality, Epstein says, is that once athletes have signed a contract and the big money is rolling in, it?s frequently too late.

?The fact is, once athletes start receiving big checks, it is all too easy for them to tune out their teams or agents,? he says. ?Educational programs and courses should be offered at the college level to properly prepare student athletes for their future.?

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